Buying your first home can feel impossible. The truth is, you’re closer than you think.

First-time home
buyers, no matter their

Every year, 2.5 million renters buy their first home. You don't have to do it alone. Homebuyer is here to help.

First-time home buyers - Homebuyer

Our users receive free access to:

Our users receive free access to:

  • Personalized mortgage advice
  • Guaranteed low mortgage rates
  • 24/7 customer attention
  • Interactive lesson plans

    Interactive lesson plans

    "How To Buy A Home" isn't taught to us in school. Use Homebuyer's interactive lesson plans to get smart and feel in control.

  • Tailored loan options

    Tailored loan options

    Don't feel stressed about your mortgage loan. Homebuyer filters through options to choose the most appropriate loan for your life and your home.

  • Secure document transfer

    Secure document transfers

    Homebuyer's industry-leading encryption protects your financial privacy. No unprotected emails, no careless transfers.

  • We cut the middleman

    We Cut The Middlemen

    Homebuyer is a direct-to-consumer mortgage lender. Our costs are low, so our rates are cheap.

  • Loan officers don't earn commission

    We Don't Earn Commissions

    Homebuyer's mortgage experts don't get paid on commission. You never have to worry that your rates are inflated.

  • Efficient mortgage lender

    We Are Incredibly Efficient

    Homebuyer is an efficient, tech-based lender. We do the same work as our competition, but with far fewer people. Efficient lenders are less expensive.

  • Instant mortgage updates

    Instant Mortgage Updates, 24/7

    With Homebuyer, you'll never wait for a mortgage loan update. When we know the news, you get the news - with no delays whatsoever.

  • Evenings and weekends

    Evenings & Weekends? No Problem!

    Homebuyer is open every day and every night. 24/7, ask your questions, tell us your dreams, and request your pre-approvals.

  • Call, slack, text

    Text, Phone, Slack, or Self-Help

    We're on-call for you via text, chat, phone, or Slack. Or, login anytime to see your mortgage approval in-progress, updated every minute.

Simple CTA to join.

Join Homebuyer for free. There's no obligation to proceed and no pushy salespeople - only great mortgage information.

Join now

See what others are saying.

Homebuyer is the best mortgage lender for first-time home buyers. Listen to what our customers say.

Homebuyer- Real mortgage reviews

Homebuyer was simply amazing. By far the lowest rate of any online lender and they made me feel completely at ease through the whole process. I couldn't recommend them more highly.

Jeanetta Bailey

Salem, VA

Homebuyer- Real mortgage reviews

I went into home buying with a lot of Google knowledge, but not much else. Homebuyer explained buying a home to me and made it easy to comprehend. They were responsive and helpful and went the extra mile. I was impressed."

Haley Keith

Homebuyer- Real mortgage reviews

As a first time homebuyer, I had a lot of questions. Homebuyer took the time to get to know me, and to address all of them - very appreciated. I highly recommend! Homebuyer is great!

Paul Yerhot

Paul Yerhot

Homebuyer- Real mortgage reviews

I had a wonderful experience with Homebuyer. It was smooth all the way through. Homebuyer was reliable and made me feel confident. Highly recommend for first time buyers!

Rachel Volbert

Austin, TX

Homebuyer- Real mortgage reviews

We're grateful to have worked with Homebuyer. Every point of contact was clear and informative. The team was responsive and never made us feel silly for asking questions. Homebuyer is a worry-free lender.

Melissa Present

Ambler, PA

Homebuyer- Real mortgage reviews

Homebuyer is excellent. They educated me and kept me informed. My mortgage expert helped me obtain my first home loan when no one else would. Homebuyer is absolutely awesome! I can’t say enough good things about them.

Jeanetta Bailey

Salem, VA

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The Homebuyer site is a free
resource to all buyers, in all
states. Your privacy is always